TrueHomeCosts
UK home buying cost guide

Data for journalists, researchers and publishers

Press & Data

True Home Costs is a UK home-buying cost calculator and data resource built around one centrally maintained calculation model.

Direct answer

The latest release contains 156 calculator-generated scenarios across 13 property prices, four UK jurisdictions and three buyer types.

Latest statistics

2026 report highlights

First-time buyer in England

£35,320

Total upfront cash on a £300,000 purchase using the report basis.

Home mover in England

£40,320

Total upfront cash on a £300,000 purchase using the report basis.

Additional-property buyer in England

£55,320

Total upfront cash on a £300,000 purchase using the report basis.

Additional-property cash premium

£15,000

Difference from the England home-mover scenario at £300,000.

Read the complete 2026 report and methodology

Downloads

Tables and chart asset

All assets use calculator data 2026.07.1. Credit True Home Costs and link to the report when publishing.

CSV tableJSON dataSVG chart
Bar chart comparing total upfront cash for a £300,000 home-mover purchase in England, Northern Ireland, Scotland and Wales
Download the SVG for a scalable newsroom-ready chart, or recreate it from the CSV or JSON.

Editorial notes

Use figures with their basis

  • State the property price, buyer type, jurisdiction and 10% deposit basis.
  • Describe property tax as an official calculation and provider-led amounts as planning estimates.
  • Keep optional moving, insurance, furnishing and contingency allowances visible when comparing totals.
  • Link to the report methodology so readers can inspect the assumptions and verification date.

Supporting explainers cover legal fees and disbursements, survey levels and the conditions behind registration-fee tables.

Embeddable calculator

Add a lightweight calculator

The iframe version uses the same production calculation function without the full site navigation. It includes clear True Home Costs attribution and a link to the full calculator.

Preview the embed

Copy this iframe code

<iframe src="https://truehomecosts.co.uk/embed/calculator" title="True Home Costs calculator" width="100%" height="720" loading="lazy" style="border:0;border-radius:20px"></iframe>

You may adjust the height to suit your layout. Keep the title attribute and visible attribution.

Press contact

Questions, corrections or custom cuts

Contact the True Home Costs team for methodology questions, corrections, higher-resolution assets or a clearly defined custom data cut.

Email hello@truehomecosts.co.uk