Why this site exists
Many home-buying articles explain one fee in isolation. Buyers then have to stitch together tax, legal costs, surveys, mortgage fees, moving costs and post-completion setup on their own. This site puts those pieces in one place.
The aim is not to push a mortgage, a broker or an estate agent. It is to help people plan with clearer numbers and fewer surprises.
How the site is positioned
TrueHomeCosts is independent, UK-focused and practical. It separates official rates from market estimates, explains where uncertainty sits, and uses plain English rather than finance-heavy jargon.
The calculator runs client-side and the site is designed to stay lightweight, static and easy to maintain.
What the site is not
TrueHomeCosts is not a lender, broker, law firm or regulated financial adviser. It does not replace personal advice from a solicitor, tax specialist or mortgage professional when a real transaction is on the line.
Useful places to start
If you are using the site for planning, the most practical starting point is usually the homepage calculator, followed by the guides on hidden buying costs and how much cash you need to buy a house.
Disclaimer
Figures on TrueHomeCosts are for guidance only. Rules, tax bands and market fees can change. Some costs shown are estimates rather than fixed official charges. Always verify important numbers with your solicitor, lender or the relevant official authority before making financial decisions. This content is informational only and is not financial advice.